Solutions For...
Individuals and Families
Our team approach is first directed toward helping individuals and their families navigate the complex world of
Small Business Owners
Successful small business owners often find themselves overwhelmed with paperwork and detail, all designed to help them mitigate taxes, protect their assets from outside threats, and remain in compliance with all state and federal rules and regulations. For many, the introduction of the Captive Insurance Company concept is an answer to their prayers.
Physicians in Private Practice
Physicians, whether individually or in a group, know that next to payroll expense, medical malpractice (professional liability) insurance is typically the largest line item expense of the practice. We provide a remedy that, if the IRS guidelines are followed, will generate significant economic advantages and asset protection for the participating physicians. It involves a Risk Retention Group (RRG) that, when coupled with a Captive Insurance Company, offers dramatic opportunities for reduced income taxes, supplemental retirement income, and asset protection.
Professional Golfers
The world of professional golf, if navigated successfully, exposes the athlete to significant annual income. This in turn is typically associated with high taxes, contradictory advice, and miscellaneous pitfalls which can compromise a successful career. Our specialty, in addition to expertise in sports law issues and comprehensive financial planning, is the application of a Charitable Estate and Asset Protection plan, to complement the independent contractor status of a professional golfer. Click here for an introduction to CEAP (PDF).
Sample Strategies
Captive Insurance Company – a generic overview of this ultimate solution for risk management, retirement income, asset protection and estate planning. Download a printable two page document here.
Charitable Estate and Asset Protection – this idea summarizes how a Charitable Remainder Trust can be used to create a supplemental retirement plan, provide asset protection and tax benefits. Download a four page executive summary.