About Us
You may become the most important client we have, or will have, on our books. Before you decide to work with us, you need to know more about us…
Florida Wealth Advisors, LLC is a Florida Registered Investment Adviser firm. Our energy is focused on comprehensive financial planning and investment advisory services. Our typical clients are individuals and families, small business owners, medical professionals and professional athletes.
What We Do…
When you decide you want to work with us, we start by working to understand your life, your principals, your values, goals and dreams. We have to understand who you are and the outcome you are looking for.
Once we have a clear portrait of who you are, where you are, and where you want to go, we begin to develop the necessary steps designed to serve and address your goals and objectives. We provide the strategies, tactics and tools to get you there.
Why We Do What We Do...
- Integrity and a commitment to excellence are at the core of our culture. We are driven by loyalty to our clients and an understanding that long-term success will be enhanced by always putting our clients interests first. It's what generates our competitive advantage.
- An outgrowth of our value system is our disciplined financial planning process. We are also committed to intellectual honesty and staying within our circle of competency. We believe our clients long-term goals and objectives are best served by careful research and not the pursuit of temporarily popular and superficially appealing strategies.
- Our obsession to be the best possible advisors has led us to think outside the box. We consider ourselves as being on the leading edge as our industry evolves. We strive to be creative in our thinking and this has allowed us to deliver to our clients what we believe to be superior financial planning strategies and solutions.
- Our commitment to our clients includes a focus on the quality of the relationship we have with our clients. We believe strong client relationships result from serving our clients exceptionally well. As life moves forward, each team member at Florida Wealth Advisors is sensitive to the idea that you, the client, must be comfortable with us. You will be counting on us to partner with you in all phases of the advisory process.
You must ask yourself these questions: "Can I work with this advisor? Would I enjoy our meetings and other interactions? Do I get the feeling that this advisor will work in my best interest and help me reach my goals?" You should know we ask the same questions of ourselves as we interact with you.
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Our Wealth Management and Advisory Services include:
Investment Advice From Recognized Experts such as:
- Dimensional Fund Advisors
- JPMorgan Global Asset Management
- State Street Global Advisors
- UBS Global Asset Management
Retirement Income Planning:
- Will you have enough money?
- Rollover solutions from your 401(k) and 403(b)
- A Captive Insurance Company / IRC Section 831(b)
- To Roth or not to Roth
Life Insurance and Annuities:
- How to get started with estate planning
- What should you do with collections?
- What is your potential estate tax liability?
- The five steps to estate planning
Estate Planning Strategies:
- Annuities to provide guaranteed income for life
- What kind of life insurance should you own?
- Review and analysis of Trust Owned Life Insurance
- CEAP – Charitable Estate and Asset Protection
- Premium Financed Life Insurance
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Our Typical Clients Are:
Individuals, families and business owners (including medical professionals)
- Concerned about keeping their money safe
- Concerned about how best to leave their estate to family members
- Concerned about risk and how to manage that risk
- Concerned about the legal issues surrounding surviving parents
- Adjusting to the high cost of health care and assisted living
Professional athletes
- Needing supplemental and independent review of legal and financial arrangements
- Needing competent advice about their money and how to invest it
- Needing competent advice about income taxes and how to minimize them
- Needing competent advice about asset protection strategies
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What Makes Us Different?
Florida Wealth Advisors is different in four key areas:
- Our greatest value is the ability to help our clients find clarity and as a result, are able to articulate and actualize their passions and priorities in life. Until we understand what is important to you, we cannot move forward.
- Among the team members, there is over 60 years of experience in the financial services and legal arena. We understand the issues and challenges that individuals, small business owners and athletes face every day. It's more than just having the right answers; it's about asking the right questions.
- Our value proposition is that we are going to help you get the most life you can from the money you have. Think of it as “Return On Life” as opposed to “Return On Investment.”
- Lastly, we are a small firm by design. To keep our lives in balance and to properly service the clients we have, we have decided to limit the number of clients. This may mean we will give some of our clients and future clients the opportunity to say NO to our central value propositions.
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Who We Are…
Richard A. (Tony) Kendzior, CLU, ChFC ()
Tony is a Chartered Life Underwriter and Chartered Financial Consultant. He is also an Investment Advisor representative with Florida Wealth Advisors, LLC., a Registered Investment Adviser firm. Tony's focus is comprehensive financial planning, insurance issues, investment advisory services and the implementation of Captive Insurance Companies. Click here for a comprehensive biography.
Gary is a practicing attorney, a member of the Florida Bar, the New York Bar and the Washington, D.C Bar. He is Board Certified in Marital and Family Law in Florida. His practice includes the general practice of law, marital and family law, sports law and law associated with wills, trusts, and estates.